Valley First Credit Union
is a not-for-profit financial cooperative that is owned by our members.
Unlike banks who are in business for their shareholders, we are in
business for our members. The money earned by banks is paid out to a few
shareholders. We give the money back to our members in the form of
higher dividend rates on savings and lower loan rates.
Additionally, the money deposited by
credit union members is in turn loaned out to other members,
incorporating the "people-helping-people" philosophy.
You are eligible for membership with Valley First Credit Union if you
live, regularly work, regularly worship or attend school in
Fresno, Madera,
Mariposa, Merced, San Joaquin, Stanislaus or Tuolumne County,
if you are employed with an employer group specifically listed in the
credit union's field of membership, or are an immediate family member of
a Valley First Credit Union member.
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